Your family means everything to you


That’s why you’ve worked hard to give your loved ones every advantage. But would your family have the financial resources to maintain its lifestyle if you got sick or hurt and couldn't work?  If you died?

While nothing can replace you, life and disability income insurance can help ensure you and your loved ones have the financial security necessary to live out your dreams.

Life insurance can help

  • Pay the mortgage or any other debt you may have

  • Replace some of your income to maintain your family’s standard of living

  • Keep your children in their current school and fund college

  • Pay for final expenses

  • Leave a legacy

Life insurance can also be more than a safety net. Depending on the type of life insurance, it can also be the foundation for a sound financial strategy. With permanent life insurance, for example, as you pay premiums, the policy accumulates cash value that grows tax deferred and can become a source of funding you can utilize to help meet your financial goals.

Disability Income Insurance


Disability income insurance replaces a portion of your income if you become injured or ill and unable to work. For those who are young and healthy, it’s hard to envision a sickness or injury interrupting your ability to earn a living. But one of every four employees will be disabled for three months or more at some point during their career.

If your employer offers a comprehensive package of benefits, you may have access to group disability income insurance at work. Most group plans cover short-term disability (typically six months to two years) and may also include long-term disability. And that's a great starting point. But it may not be enough, because most group plans:

  • Cover only a portion of your base income (typically 50-60 percent)

  • Deliver benefits that are usually subject to income tax

  • End when you leave the company

To further protect yourself and others who rely on your income, you may want to consider supplementing your group coverage with individual long-term disability income insurance.

Let's design and implement your family's insurance plan today.

Call today, speak to a licensed agent.

Life Insurance 101
Life Happens
The Basics: Life Insurance


Disability Income 101

Life Happenss

                                © 2020 by Eusebius Advisors LLC.

Registered Representative of and securities offered through The O.N. Equity Sales Company (ONESCO), Member FINRA/SIPC, One Financial Way, Cincinnati Ohio 45242. 877-663-7267. Investment advisory services offered through O.N. Investment Management Company (ONIMCO).  Eusebius Advisors, Eusebius Brokerage, ONESCO and ONIMCO are separate entities.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Eusebius Advisors does not provide legal, accounting or tax advice, but we do coordinate our services and work together with our clients’ professional advisors.  For specific assistance, the services of an appropriate professional should be sought.

AR license number 3249122.

CA license number 0D68188.

  • Black LinkedIn Icon